This question-specific review guide is tied to the answer reasoning for a PracticeTestVault item. Use it after you answer the question so the review stays focused on what the prompt actually tested.
What this question is testing
Objective: Cost terminology
Prompt focus: A patient with a plan featuring 20 percent coinsurance fills a medication with a total covered cost of $150. How much does the patient pay in coinsurance?
Why the correct answer works
$30
Twenty percent of the $150 covered cost is $30, the patient's coinsurance amount.
Why the tempting wrong answer fails
The tempting wrong answer usually loses because it skips the key condition, priority, or evidence in the prompt.
Plain-language takeaway
Coinsurance is a percentage of the drug cost. Twenty percent of $150 equals $30, which the patient pays, while the plan pays the remaining $120.
Simple analogy
Think of cost terminology like following a short checklist: identify the clue, confirm the rule, and then make the move that fits this exact scenario.
How to review it before a retake
- Underline the command word and name what the question is asking before rereading the choices.
- Compare the correct answer against the closest distractor and write the exact detail that separates them.
- Retest this objective with a fresh question without looking at the rationale first.